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Hear what our customers are saying about money loans from Payday Loans in San Jose
My experience with PaydayLoansinsanJose.com has been incredible. I got my money in less than 24 hours! –
Sara J.
No hassle at all. I completed the application and was approved within minutes. –
Melanie P.
FAQ’s About Payday Loans
How do I apply for a payday loan? Complete our quick and easy online application. Once you have been approved, your payday loan will be sent to your account via ACH (Automated Clearing House).
I have incurred several NSF’s on my bank account. Can I still qualify for a loan? You can still qualify for a payday loan with www.PaydayLoansinSanJose.com.
How can I qualify for a payday loan? You must be at least 18 years of age, be currently employed, make at least $1000 per month, and have a valid checking or savings account.
Is my information secure? We take your privacy very seriously. Our site uses a variety of security methods to maintain your privacy. All sensitive information transmitted between your browser and our website uses 128 bit Secure Socket Layer (SSL) encryption technology.
What is a payday loan? A payday loan is a short term loan used to cover short term cash emergencies.
How does direct funds transfer work? We transfer funds directly into your checking account via Automated Clearing House.
Can I repay my loan early? You may pay back your loan early with no prepayment penalty. You may also be entitled to a portion of the finance fee as well.
How soon can I get my loan? If your application is approved before the close of business, money will be electronically transferred via ACH to your bank account that day. Your payday loan should arrive at your bank the following day.
What happens if I can’t pay back my loan on the day it is due? Please contact us before your due date and we will work with you to refinance your payday loan, where state law allows. If you do not contact us and you have insufficient funds in your account when we withdraw funds from your checking account on your due date, any fees that are incurred by us will be passed on to you.
Can I have more than one payday loan? No, you must pay back your current payday loan before we can issue another cash advance.
Is there a fee when I apply for a payday loan? We do not charge a fee when you apply for a payday loan.
What documents do I have to provide when I apply for a payday loan? You do not need to provide any documents when you apply for a payday loan. We typically do not require any faxing. Just apply via our online application and you are on your way to getting your cash advance!
